Democrats in Congress (particularly Barney Frank, Chris Dodd, and all of the blacks) and their allies in the MSM claim that the Community Reinvestment Act (CRA) was in no way responsible for the financial meltdown in 2008. People I know who are familiar with banking disagree, and insist that the government pressured them to make mortgage loans to people who would be unlikely to repay the money. Flopping Aces has a story about a bank that is being pressured to make loans to bad credit risks, even today.