I see a lot of Democrat spinners on TV who proclaim that "Bush tax cuts" caused the financial meltdown in 2008, a theory that few if any economists embrace. Democrat talk show hosts also claim that mortgage loans to people who couldn't afford the houses they were buying was not much of a factor in the financial crisis, but to the extent it was a factor, the fault was with the bankers who made the loans. Now Democrats face election losses because the bad home loans are still a huge drag on the economy. The Democrats deserve their fate because, in fact, they, through bank regulators, forced the bankers to make half of their mortgage loans to minority people who got most of the subprime loans.